Overnight Business Onboarding Associate - KYB
Starling Bank, United Kingdom
Job Description
We are a leading digital bank on a mission to disrupt the banking industry. We've built an app with smart money management tools to help our customers live a healthier financial life.
As our customer numbers continue to grow, so does our need to hire fantastic people to serve them. Our Customer Onboarding Associates are our greatest asset - representing Starling to the people, and businesses, that rely on us to help manage their financial lives. As a Customer Onboarding Associate, you'll be responsible for ensuring our customers have a great first experience with us, opening personal or business current accounts. If you’re able to work in an efficient way whilst making confident decisions, this could be the role for you!
Starting salary of 24,500 pro rata.
What does a day in the Onboarding team look like?
Personal:
As Starling is a branchless-bank, we don’t ask customers to provide paper copies of their ID documentation or join a long physical queue to open their accounts. Our onboarding process is simple, quick and efficient. Customers can open accounts through our App by recording a quick video, filling out their personal information and uploading photos of their documentation. Your role as an Onboarding Team Member would be to review the information provided, liaise with customers through our App or via a phone call for more information and approve or decline their application. We want our customers to have a speedy onboarding experience, this means we’re looking for motivated, diligent Starlings to join our team.
Business:
After being accepted to Starling for a personal account, we get to work on our customers' business account applications. Our App guides customers through some questions about their business - about their corporations status, the type of business that they are and information about where their customers and suppliers are. There is ample opportunity to add information or upload photos of documents that verify the business. Your role here is to explore the information provided, understand whether it fully supports the application and approve or decline the account. This requires a keen eye for detail, but also an inquisitive nature leading to confident, timely decisions.
Shifts amp; Working Arrangements:
We enable our customers to manage their money 24 hours a day, 7 days a week. Whenever they need us, we will be there. The shifts are 37.5 hours per week - Monday - Sunday on a shift rotation between 9pm and 7.30am.
You will need to be able to commit to training on a full time basis in the office from 9am-5.30pm Monday - Friday for 6 weeks before moving to your overnight shifts.
The recruitment process:
Once we have reviewed your application, if we feel you have the skills and experience for the role we will invite you to record a one way video to tell us why you would be a great addition to the team or if you prefer you can have a call with a member of the Talent Acquisition team to answer the questions.
After this, the final stage is a video interview with the Onboarding team where they will discuss the role, your skills and experience in more detail and answer any questions you may have about the role and what to expect!
The Onboarding team's responsibilities include:
- Ensuring the smooth and timely processing of a high number of new business and personal account applications daily.
- Performing the necessary due diligence and investigation to satisfy the account falls within our risk appetite.
- Cross reference and confirm customer documentation, using both internal and external sources.
- Understanding and overseeing the identification of high risk applications (including PEPs and sanction matches).
- Identifying trends and unusual activity, and reporting where appropriate.
- Working to a high standard consistently, meeting strict timeframes.
Requirements
- Onboarding experience within a banking environment would be desirable.
- This role would suit someone with a strong administrative background
- A strong desire to help customers
- Diligence - you understand the importance of doing things right first time
- Inquisitive - the ability to research and make an informed decision
- A demonstrable interest in businesses, through study or work experience, is beneficial
- Ability to balance workload and deal with multiple priorities.
- Aptitude to work with a team in a changing environment.
Benefits
- 25 days holiday (plus take your public holiday allowance whenever works best for you)
- An extra day’s holiday for your birthday
- Annual leave is increased with length of service, and you can choose to buy or sell up t